“The Settler’s Handbook” is highly recommended as an informative source for those considering moving to, or investing in, the U.S. Virgin Islands of St. Croix, St. Thomas or St. John.  This 210 page reference book has a 25-year history and updates periodically.  It features chapters on each of the three Virgin Islands, including island culture, history, relocation, housing and local services like real estate, government offices, physicians, civic groups to join.